Credit cards such as the HDFC Millennia Card, the SBI Card with Cashback, the Axis Bank ACE Card, the Flipkart Axis Bank Card, the Amazon Pay ICICI Card, the Airtel Axis Bank Card, and the Paytm SBI Card all provide massive cashback incentives.
Here we’ll go over seven different credit card companies that provide cash-back incentives that might make Christmas shopping more fun. These cards have been handpicked for their exceptional bonuses, rewards programs, and other features. Keep in mind that these credit cards are not listed in any specific order. Choose a credit card that best suits your spending habits and aesthetic preferences. Banks have the right to implement new regulations regarding credit cards at any time. Please check with the issuing banks to confirm the most up-to-date information, since the information provided here may have been modified after it was first published.
What You Get With an HDFC Bank Millennia Credit Card:
The top rewards credit card for a wide range of uses, including cash back
Cost per year: $1,000
Spend Rs. 1 lakh in a calendar year and renew with no renewal fee of Rs.
Get 5% back in cash when you shop at certain sites (including Amazon, Cult.fit, BookMyShow, etc.).
1% rebate on in-store purchases and wallet top-ups
Eight complimentary domestic lounge visits each year in the form of cash points and cashback
Gift certificates totaling a total of Rs. 1,000
More than a quarter-million rupees
Swiggy and Dineout provide discounts of up to 20% at their restaurant partners.
Features that make the SBI Card Cashback the best cash-back credit card for internet purchases
Cost per year: $15
A yearly renewal costs Rs. 999 (but is waived after spending Rs.
5% rebate on all web orders
Offline purchases are eligible for a 1% rebate.
If you spend Rs. 2 lakh per year, your yearly fee will be refunded.
A nationwide discount of 1% on gasoline in India
Key Features of the Axis Bank ACE Credit Card: Highest rebates on utility and grocery purchases
Cost per year: 499 rupees
The annual renewal fee is Rs. 499 (which is waived if Rs. 2 lakh is spent).
Pay your bills, top up your Google Pay balance, and get a 5% reward.
Discounts of up to 4% on Swiggy, Zomato, and Ola
Get a 2% rebate on any other costs.
There are four domestic airport lounge visits each year that are complimentary.
All gas stations will forego the 1% fuel fee.
Important Features of the Flipkart Axis Bank Credit Card:
The top co-branded credit card for cash back rewards
Expenses per year: $500
The yearly renewal fee is Rs. 500 (which is waived if Rs. 3.5 lakh is spent).
Flipkart cashback of 5%
Buy from our recommended vendors and get a 4% rebate!
Unlimited 1.5% cashback on all Myntra and Flipkart airline and hotel bookings
All other categories get a 1.5% rebate.
Four domestic lounge visits per year are provided at no cost.
Valued at Rs. 1,100 in welcome advantages
Amazon Credit Card from ICICI Bank: Key Features:
The top co-branded credit card for cash back rewards
No Cost Per Year
No Cost to Renew
Amazon Prime members get a 5% cash rebate.
Amazon offers non-Prime customers a 3% rebate.
2% rebate at over a hundred participating stores
On all other purchases, you’ll get a 1% rebate.
There will be a 1% reduction in the gasoline tax at all Indian gas stations.
Features unique to the Airtel Axis Bank Credit Card:
The top utilities spending and Airtel customer cash-back credit card
Expenses per year: $500
The annual renewal fee is Rs. 500 (which is refunded if Rs. 2 lakh is spent).
Payments made using the Airtel Thanks app qualify for a 25% return on all Airtel Mobile, Broadband, WiFi, and DTH bills.
The Airtel Thanks app offers a 10% discount on Zomato, Swiggy, BigBasket, and utility bills.
Other Expenses: 1% Cash Back, No Limits
Rs. 500 Amazon e-voucher as a sign-up or activation bonus
Access to four domestic lounges each year at no cost
Take as much as 20% off at participating eateries.
SBI Paytm Card Choice:Indicative Characteristics:
The top rewards credit card for airfare, hotels, and more
Cost per year: $1,499
The annual renewal fee is Rs. 1,499 (which is waived with a spending total of Rs.
Get 5% back on all Paytm Mall, movie, and vacation purchases.
Other Paytm app purchases get a 2% cashback.
Other in-store and online purchases get a 1% rebate.
Paytm Wallet cash bonus of Rs. 750 for signing up
Free Rs. 2,000 shopping coupon after spending Rs. 4 lakh a year
Discounted gift coupon of Rs. 4,000 off a yearly shopping total of Rs. 6 lakh
Access to four domestic lounges each year at no cost
The first two years of a Priority Pass subscription, normally $99 USD, are on the house for cardholders.
